Terms

1. Introduction

These Terms & Conditions (“Terms”) govern your use of the Uncedo Capital website and services. By accessing our website or submitting information, you agree to be bound by these Terms.

Uncedo Capital provides debt‑clearance and credit‑rehabilitation services in accordance with South African law.

2. Use of the Website

You may use this website for lawful purposes only. You may not:

  • Interfere with website functionality

  • Attempt unauthorised access to systems

  • Submit false, misleading, or fraudulent information

  • Use the website to distribute harmful content

3. Service Disclaimer

Information on this website is for general guidance and does not constitute:

  • Legal advice

  • Financial advice

  • A guaranteed outcome

  • A binding offer

All services are subject to assessment, verification, and internal approval.

4. Eligibility

To engage our services, you must be:

  • A South African citizen or legal resident

  • Over 18 years of age

  • Legally authorised to submit the information provided

5. Accuracy of Information

You agree that all information submitted is true, complete, and accurate. We reserve the right to decline service where information is incomplete or unverifiable.

6. Intellectual Property

All website content, including text, graphics, and branding, is the property of Uncedo Capital and may not be copied or reproduced without written consent.

7. Limitation of Liability

Uncedo Capital is not liable for:

  • Losses arising from website downtime

  • Delays caused by third‑party institutions

  • Decisions made based on website content

  • Unauthorised access beyond our reasonable control

Liability is limited to the extent permitted by South African law.

8. Third‑Party Links

We are not responsible for the content, security, or privacy practices of external websites linked from our platform.

9. Termination

We may suspend or terminate access to the website or services if:

  • You violate these Terms

  • Fraud is suspected

  • Required information is withheld

10. Changes to Terms

We may update these Terms periodically. The latest version will always be available on our website.

11. Governing Law

These Terms are governed by the laws of the Republic of South Africa.

12. Contact

For enquiries regarding these Terms: info@uncedocapital.co.za