Privacy Policy

1. Introduction

This Privacy Policy outlines how Uncedo Capital collects, uses, stores, and protects your personal information in accordance with POPIA and applicable South African law.

By accessing our website or using our services, you consent to the processing of your personal information as described in this Policy.

2. Information We Collect

We may collect the following categories of personal information:

 

    • Identification details (e.g., full name, ID number)

    • Contact information (e.g., phone number, email address)

    • Financial and credit‑related information

    • Employment or business information

    • Documents submitted for assessment

    • Website usage data

3. How We Use Your Information

Your information may be used for:

 

    • Conducting credit assessments

    • Providing debt‑clearance and credit‑rehabilitation services

    • Verifying identity and preventing fraud

    • Communicating with you regarding your enquiry or service

    • Complying with legal and regulatory obligations

    • Improving website performance and user experience

4. Legal Basis for Processing

We process personal information based on:

 

    • Your consent

    • Contractual necessity

    • Legal obligations

    • Legitimate interests related to service delivery

5. Sharing of Information

We may share your information with:

 

    • Credit bureaus

    • Attorneys and legal practitioners

    • Regulatory authorities

    • Service providers assisting in service delivery

We do not sell or disclose personal information to unauthorised third parties.

6. Data Security

We implement appropriate technical and organisational measures to safeguard your information against loss, unauthorised access, or misuse.

7. Your Rights

You may request:

 

    • Access to your personal information

    • Correction or deletion of inaccurate information

    • Withdrawal of consent

    • Information on how your data has been processed

8. Retention of Information

Information is retained only for as long as necessary to fulfil the purpose for which it was collected or as required by law.

9. Contact

For privacy‑related enquiries: info@uncedocapital.co.za